In this episode we, ahem, "address" a recent attempt by Morningstar to predict the future returns and performance of markets for the next 30-40 years using a bag of crystal balls and their conclusions about safe withdrawal rates.

In this email we answer emails from John, Gary, Chuck, PJ, Dave and Brandon.  We discuss crystal-ball-laden  catastrophes, modern alternative asset fund opportunities, help with the Portfolio Visualizer calculators, my recent absence, my lack of w...

In this episode we answer a trifecta of questions from Christopher and emails from JonB and Value Stock Geek.  We discuss accumulation, dollar-cost averaging, a Bridgewater paper, calculating withdrawals from the sample portfolios and the Weird Po...

In this episode we answer emails from Paul, Mike, Brett, Yarrow and Peter.  We discuss a Levered All Seasons Portfolio, an investment in BIP, closed-end funds and issues with GAA.  We also address Peter's issues with trying to buy a Risk Pari...

In this episode we start by answering emails from Melanie, David, Jeffrey and Richard about Schwab ETF alternatives, Mary Mary, the financial podcasts I listen to, sector and other stock funds in the context of the Holy Grail and Macro-Allocation ...

In this episode we answer emails from Visitor 3050, Daniel, Chet, Jack, Jeff and Marc.  We discuss risk-reward metrics and where to find them, corrections to modelling SWAN, using asset class analyzers, "bracketed rebalancing", adding go...

In this episode we answer emails from EJ, J Allen, Paul, Hoarseman, Larry and Anderson.  We discuss bitcoin funds, the Callan Periodic Table, transitioning your portfolio to decumulation, I-bonds, a momentum strategy and becoming a financial plann...

In this episode we answer emails from Julie, Pat, Craig, Chris and Matt, in which we discuss the Retirement Spending Calculator at Portfoliocharts, leveraged portfolios and ETFs in taxable and tax-protected accounts, crypto-fund alternatives, risk...

In this episode we address the seemingly intentional friction imposed by the financial services industry preventing us from moving our own retirement accounts around.  Then we tackle emails from Jay, Andrew, Dave (x2) and Justin about Vanguard fun...

In this episode we answer questions from Joel, Javen, Bradley and Brian.  We discuss leveraged portfolios, GOLD, the BTAL episode, accumulation portfolios, brokerage comparisons and how we calculate the returns on our sample portfolios.